On a very rainy afternoon I walked into GTB to subscribe for internet banking. Full of confidence I filled out the form presented to me and Ignorantly Ticked the option "Token". I waited for my transaction to be processed.After a while I was called, filled out a register and was presented with my pass-code for internet banking and a small device.
I have been seeing that device but never knew the name. I was excited unaware of a punch awaiting me.
I got home and received a debit alert of N2100 for "Token" collected and N500 as VAT. I was stunned.
But after a while I consoled myself and appreciated my token.
LESSON: Please be careful what you tick especially in banks. Feel free to ask ALL THINGS.